Routing
OmniPayments routes the validated transactions for authorization to the issuing bank, either locally or via an interchange switch.
Authentication
OmniPayments confirms a card’s validity and that the requested transaction is within the card-holder limits. Validity checks are made.
Security
OmniPayments makes provisions for all Industry-standard data security services, DES, 3DES & verification functions such as CVV, CVC, & AVS.
OmniPayments Solutions
The OmniPayments solutions offer a full complement of credit card/debit card authorization and support services for retail banks. It manages requests from ATMs, POS terminals, mobile devices, the Internet, and bank tellers.
OmniPayments receives incoming transaction requests directly from transaction initiators it manages and also from other financial institutions via interchange switches. If the bank serviced by OmniPayments is the issuer of the credit card/debit card, OmniPayments routes the transaction request to that bank’s host system for authorization. Otherwise, it routes the request to the issuing bank via an interchange switch.
OmniPayments is built on the HP NonStop platform to provide the ultimate in fault-tolerant availability, immense linear scalability, and bullet-proof data integrity. Supported disaster recovery options include active/passive configurations and active/active architectures.
OmniPayments Advantages
OmniPayments offers banks all the requisite functionality to manage credit-card and debit-card transactions.. Based on SOA architecture, it is easily expandable to provide additional functionality when needed.
OmniPayments supplies complete security functions for every financial transaction that it handles, including encryption-at-rest and encryption-in-flight. Available around the clock, it will survive any single fault, requires no downtime for maintenance or upgrades, and supports a range of disaster recovery solutions.
OmniPayments is the NonStop alternative to BASE24. OmniPayments’ pricing policy is attractively based on the number of processors used rather than on transaction volume. Customers benefit from transaction growth. OmniPayments benefits from the technology.
With successful implementations at many banks, OmniPayments is a growing solution for the financial industry. OmniPayments specializes in NonStop mission-critical applications, and we are HP NonStop’s largest system integrator.
